Main- 800-986-2526
www.forrentnocreditcheck.com
Rental Guarantee Service.
Hi There!
If you, or someone you know, is looking for a new place to live please and does not qualify to live at the apartment community or private rental property due to previous credit issues or set backs including bankruptcy, foreclosures, bad credit, no credit, late pays, broken leases please have them call us right away!
We guarantee apartment and private leases with the management companies and landlords so you can live where you want to live!
Don't let previous setbacks allow you to haunt you for entire life!
We also assist setting up clients with bad credit and no credit with electric, phone, cable, satellite tv's, cell phones, internet service and much, much more without deposit!
I look forward to be of service to you,
Website www.forrentnocreditcheck.com
Email: corp@forrentnocreditcheck.com
Phone:800-986-2526
Everyone deserves a second chance.. www.forrentnocreditcheck.com you get it despite: in foreclosure, foreclosure, bankruptcy, evictions, bad credit, broken lease, no credit, divorce we can help. Call David- 800-986-2526 he is always ready to help you live where you want. 100% approval.
ANY APT ANY AREA YOU PICK:
Queens
Arverne
Astoria
Baisley Park
Bayside
Bayswater
Beechhurst
Belle Harbor
Bellerose
Briarwood
Broad Channel
Cambria Heights
College Point
Corona
Douglaston
East Elmhurst
Elmhurst
Far Rockaway
Floral Park
Flushing
Forest Hills
Fresh Meadows
Glen Oaks
Glendale
Hollis
Howard Beach
Jackson Heights
Jamaica
Jamaica Estates
Jamaica Hills
Kew Garden Hills
Kew Gardens
Laurelton
Little Neck
Long Island City
Maspeth
Middle Village
Neponsit
New Hyde Park
Ozone Park
Queens Village
Rego Park
Richmond Hill
Ridgewood
Rochdale
Rockaway Beach
Rockaway Park
Rosedale
South Ozone Park
Sunnyside
Whitestone
Woodhaven
Woodside
Brooklyn
Bath Beach
Bay Ridge
Bedford Stuyvesant
Bensonhurst
Bergen Beach
Boerum Hill
Boro Park
Brighton Beach
Brooklyn
Brooklyn Heights
Bushwick
Canarsie
Carroll Gardens
Clinton Hill
Cobble Hill
Cypress Hills
Dumbo - Vinegar Hill
Dyker Heights
East Flatbush
East New York
Flatlands
Fort Greene
Gerritsen Beach
Gravesend
Kensington
Manhattan Beach
Marine Park
Midwood
Mill Basin
Old Mill Basin
Park Slope
Prospect Heights
Sea Gate
Sheepshead Bay
Windsor Terrace
Nassau
Albertson
Atlantic Beach
Baldwin
Baldwin Harbor
Bayville
Bellmore
Bethpage
Brookville
Carle Place
Cedarhurst
Centre Island
Cove Neck
East Massapequa
East Meadow
East Norwich
East Rockaway
East Williston
Elmont
Farmingdale
Floral Park
Franklin Square
Freeport
Garden City
Garden City Park
Glen Cove
Glen Head
Glenwood Landing
Great Neck
Great Neck Plaza
Greenvale
Hempstead
Hewlett
Hewlett Bay Park
Hewlett Neck
Hicksville
Inwood
Island Park
Jericho
Kensington
Kings Point
Lattingtown
Laurel Hollow
Lawrence
Levittown
Lido Beach
Locust Valley
Long Beach
Lynbrook
Malverne
Manhasset
Manhasset Hills
Massapequa
Massapequa Park
Matinecock
Merrick
Mill Neck
Mineola
Muttontown
New Hyde Park
North Bellmore
North Hills
North Massapequa
North Merrick
North Valley Stream
North Woodmere
Oceanside
Old Bethpage
Old Brookville
Old Westbury
Oyster Bay
Oyster Bay Cove
Plainview
Point Lookout
Port Washington
Rockville Centre
Roosevelt
Roslyn
Roslyn Estates
Roslyn Harbor
Roslyn Heights
Sands Point
Sea Cliff
Seaford
Searingtown
South Bellmore
South Hempstead
South Merrick
Stewart Manor
Syosset
Uniondale
Upper Brookville
Valley Stream
Wantagh
West Hempstead
Westbury
Williston Park
Woodbury
Woodmere
Woodsburgh
Suffolk
Amagansett
Amity Harbor
Amityville
Aquebogue
Asharoken
Babylon
Baiting Hollow
Bay Shore
Bayport
Belle Terre
Bellport
Blue Point
Bohemia
Brentwood
Bridgehampton
Brightwaters
Brookhaven
Calverton
Center Moriches
Centereach
Centerport
Central Islip
Cold Spring Harbor
Cold Spring Hill
Commack
Copiague
Coram
Cutchogue
Deer Park
Dix Hills
East Farmingdale
East Hampton
East Islip
East Marion
East Moriches
East Northport
East Patchogue
East Quogue
East Setauket
Eastport
Eatons Neck
Farmingville
Fire Island Pine
Flanders
Fort Salonga
Great River
Greenlawn
Greenport
Hampton Bays
Hauppauge
Head of Harbor
Holbrook
Holtsville
Huntington
Huntington Bay
Huntington Station
Islandia
Islip
Islip Terrace
Jamesport
Kings Park
Lake Grove
Lake Ronkonkoma
Laurel
Lindenhurst
Lloyd Harbor
Lloyd Neck
Manorville
Mastic
Mastic Beach
Mattituck
Medford
Melville
Middle Island
Miller Place
Montauk
Moriches
Mt. Sinai
Nesconset
New Suffolk
Nissequogue
North Babylon
North Haven
Northport
Noyack
Oak Beach
Oakdale
Ocean Beach
Old Field
Orient
Patchogue
Peconic
Port Jefferson Station
Quiogue
Quogue
Remsenburg
Ridge
Riverhead
Rocky Point
Ronkonkoma
Sag Harbor
Sagaponack
Sayville
Selden
Setauket
Shelter Island
Shirley
Shoreham
Smithtown
Sound Beach
South Setauket
Southampton
Southold
Speonk
Stony Brook
Wading River
Wainscott
Water Mill
West Babylon
West Islip
West Sayville
Westhampton
Westhampton Beach
Westhampton Dunes
Wheatley Heights
Wyandanch
Yaphank
Manhattan
NYC - East Side
NYC - Greenwich Village
NYC - Midtown
NYC - Murray Hill
NYC - Upper East Side
NYC - Upper West Side
NYC - West Side
Rockland
Blauvelt
Congers
Garnerville
Haverstraw
Nanuet
New City
Nyack
Pearl River
Piermont
Pomona
Spring Valley
Stony Point
Suffern
Valley Cottage
Orange
Chester
Cornwall
Goshen
Greenwood Lake
Harriman
Highland Falls
Highland Mills
Maybrook
Middletown
Monroe
Montgomery
New Windsor
Newburgh
Otisville
Pine Bush
Port Jervis
Slate Hill
Walden
Warwick
Washingtonville
West Newburgh
Westchester
Sullivan
Fallsburg
Glen Spey
Liberty
Livingston Manor
Middletown
Monticello
Rock Hill
Smallwood
Swan Lake
White Lake
Woodbourne
Woodridge
Tompkins
Trumansburg
Albany
Broome
Oakdale
Cattaraugus
Chenango
Columbia
Delaware
Dutchess
Fishkill
Erie
Greene
Montgomery
Otsego
Putnam
Rensselaer
Saratoga
Schenectady
Schoharie
Ulster
Wyoming
Alaska
Kenai Peninsula Borough County (74)
Kenai
Nikiski
Seward
California
Alameda County (638)
Hayward
Oakland
Butte County (30)
Chico
Contra Costa County (142)
Fresno County (7)
Glenn County (1)
Los Angeles County (659)
Beverly Hills
Hollywood
Long Beach
Los Angeles
Marina Del Rey
Santa Monica
Topanga
Venice
Mariposa County (59)
Monterey County (6)
Orange County (115)
San Clemente
Riverside County (342)
Palm Springs
Sacramento County (145)
San Bernardino County (103)
San Diego County (1131)
Carlsbad
Chula Vista
Del Mar
El Cajon
Encinitas
Escondido
La Costa
La Jolla
La Mesa
Oceanside
Olivenhain
Rancho Santa Fe
San Marcos
Santee
Solana Beach
Vista
San Francisco County (125)
San Mateo County (68)
Santa Clara County (84)
Santa Cruz County (8)
Shasta County (11)
Ventura County (93)
Oxnard
Simi Valley
Thousand Oaks
Colorado
Boulder County (60)
Denver County (620)
Denver
Weld County (26)
Keenesburg
Roggen
Illinois
Du Page County (530)
Addison
Aurora
Bensenville
Bloomingdale
Carol Stream
Downers Grove
Glen Ellyn
Glendale Heights
Hanover Park
Lombard
Naperville
Roselle
West Chicago
Wheaton
Wood Dale
Woodridge
Kane County (446)
Elgin
Geneva
North Aurora
Saint Charles
Sugar Grove
Lake County (375)
Antioch
Barrington
Buffalo Grove
Grayslake
Gurnee
Highland Park
Island Lake
Libertyville
Long Grove
Mundelein
Round Lake
Round Lake Beach
Vernon Hills
Wauconda
Waukegan
Will County (815)
Beecher
Bolingbrook
Crete
Frankfort
Homer Glen
Joliet
Lockport
Manhattan
Mokena
Monee
New Lenox
Peotone
Plainfield
Romeoville
Massachusetts
Essex County (449)
Danvers
Gloucester
Lynn
Middleton
Peabody
Salem
Saugus
Middlesex County (481)
Burlington
Everett
Malden
Woburn
Plymouth County (441)
Brockton
Carver
Hanover
Kingston
Plymouth
Suffolk County (253)
Chelsea
East Boston
Revere
Winthrop
Minnesota
Anoka County (87)
Lino Lakes
Minneapolis
Ramsey County (99)
New Brighton
St. Paul
Ohio
Franklin County (146)
Tennessee
Davidson County (9)
Nashville
Knox County (2)
Knoxville
Monroe County (196)
Madisonville
Sweetwater
Tellico Plains
Vonore
Texas
Bexar County (261)
Collin County (398)
Dallas County (606)
El Paso County (51)
Galveston County (393)
Harris County (514)
FORECLOSURE TIPS:
If you’re struggling to stay afloat – possibly because a real estate agent encouraged you to buy more house than you could afford, or because you got funneled into a toxic mortgage loan that has ballooned exponentially on you – consider the following tips, and also check out the helpful resources listed at the end of this column.
1. Face the problem head-on. Have you fallen into the habit of throwing all the ominous-looking mail you’re receiving from your mortgage lender into a big pile – and then not opening any of it? If so, snap out of this state of denial pronto! By responding to your mail quickly, you could be directed toward viable foreclosure-prevention options. That’s a good thing, not a bad thing. Credit and housing counselors say they’re approached all too often by people who waited months to stop ignoring the problem and get help. By that point, though, many of them had already received foreclosure notices in the mail.
2. Contact your lender and explain your situation. This step may scare you to death – but do it anyway. Here’s why: Depending on your circumstances, your lender may reduce your interest rate, lower your monthly payment to make it more affordable for you, or agree to a repayment plan for any payments you’ve missed. This won’t happen in every case, mind you – but you stand a better chance of getting this kind of a response from your lender if you reach out sooner rather than later. Finding the correct lender to call may prove to be your biggest challenge, though. Mortgage loans often get sold again and again, so it may require plenty of perseverance on your part to figure out who owns your loan. Start the process by calling the company that receives your mortgage payment.
3. Understand your mortgage rights. As unappealing as this task may seem, dig out that pile of loan documents you received when you bought your home. Start scanning them for the answer to this question: What can your lender do to you if you’re unable to make your mortgage payments? Being armed with this information will equip you to have smart conversations with your lender about your situation. You also need to learn about the specific foreclosure laws and time frames in your state. Contact your state government’s housing office or department to find out which rules apply where you live. To track down the correct agency, do a quick Internet search for the name of your state along with the words “state government housing office.”
Advertise | AdChoices
Advertise | AdChoices
Advertise | AdChoices
4. Consider selling your home. This may be one of the most painful decisions you’ll ever make, but it could be the right decision if you were sold more house than you can afford. Selling your home on your own terms sure beats having your home taken away from you, and money from the sale could cover your mortgage debt and selling costs in full. Even if it takes you months to sell your home, the decision to sell could relieve your stress levels immediately. Here’s why: Your lender likely will suspend foreclosure proceedings once your home is on the market, thus preserving your credit rating. In fact, your lender may even allow you to stop making mortgage payments until the house is sold.
5. Explore the “short sale” or “deed in lieu of foreclosure” options. Let’s say your house can only be sold for a dollar amount that’s less than the amount you still owe on it. If that’s the case, your lender may agree to a “short sale” – that is, it will take what you can get for the house and forgive the rest of the balance owed. Or, if you simply can’t find anyone who wants to buy your home, your lender may agree to a “deed in lieu of foreclosure.” That means you would hand the deed to your home over to your lender voluntarily, and your lender would cancel out your remaining debt. This would be less damaging to your credit rating than having your home taken away from you in a foreclosure. In either scenario, it would be a good idea to get help from a lawyer, accountant, housing counselor or other adviser who is familiar with these approaches.
6. Don’t give your money away to the wrong people. You very well may be approached by foreclosure-prevention companies that will offer to negotiate with your lender on your behalf. Don’t take the bait! In the best-case scenario, the company will be a legitimate business but will charge thousands of dollars for help you could get for free. In the worst-case scenario, you could end up unwittingly signing over your property’s title to a fraudulent company in a “foreclosure rescue” scam.
7. Seek out legitimate help. Considering how many con artists have emerged during the mortgage meltdown, it can be difficult to know where to turn. Here are some options to try that aren’t scams:
• You can contact a housing counselor who is approved by the U.S. Department of Housing and Urban Development by calling (800) 569-4287 or visiting this site. HUD-approved counselors can give you free or low-cost guidance and even represent you in negotiations with your lender.
• You also could be directed to HUD-approved counselors and free help via the Homeownership Preservation Foundation by calling (888) 995-HOPE.
• Another option is to get help from a housing counselor affiliated with the National Foundation for Credit Counseling by calling (866) 557-2227 or visiting this site.
8. Set financial priorities that fit your current circumstances. When you’re feeling absolutely overwhelmed financially, it can be difficult to know which bills to pay first. Here’s the main thing to keep in mind: Keeping your home – or walking away from your home on your own terms and avoiding foreclosure – should be your top priority. Your relationship with your mortgage lender is the relationship to preserve first and foremost. In negotiations with your lender, you can show how serious you are about making things right by demonstrating that you’ve sold assets, taken on extra work and eliminated optional monthly expenses, all with an eye toward reinstating your mortgage loan.
9. Consider filing for personal bankruptcy protection. This is a last-ditch tactic to be sure, but it may be better for you than a foreclosure. With a foreclosure, your home will be taken away from you, your credit rating will be seriously damaged and you’ll still be saddled with all of your other debts. All of this can make it very difficult for you to find housing again – including rental housing. A bankruptcy filing also will hurt your credit rating for years to come, but here are the key differences: You’ll be solvent and debt-free, and with a Chapter 13 bankruptcy you may get to keep living in your house. For more details about whether the bankruptcy route might make sense for you, check out this Nolo site.
10. Maintain your self-esteem. Try very, very hard not to panic or beat yourself up right now. This is a time to stay sharp, take charge of your situation and stick up for yourself. Remember that you’re certainly not the only homeowner in America who’s struggling right now. Direct your anger and negative emotions toward people who may deserve it – say, for instance, a predatory lender who may have deliberately locked you into a bad loan. If you’re convinced that loan terms and risks weren’t fully disclosed to you, file complaints with the Federal Trade Commission by calling (877) FTC-HELP (382-4357) or visiting this site, and with your state’s attorney general’s office or consumer affairs department. You can start the process of finding contact information for your state by clicking here .
Sources and resources
• U.S. Department of Housing and Urban Development
• Nolo, a provider of do-it-yourself legal help for consumers
• National Foundation for Credit Counseling’s Homeowner Crisis Resource Center
• Federal Trade Commission
• Better Business Bureau’s warning about mortgage foreclosure scams
• Homeownership Preservation Foundation
This comment has been removed by a blog administrator.
ReplyDelete